• Accidental death and disability benefit - lump sum pay out in the event of accidental death or disability
• Trauma benefit – 50% of actual costs for crime-related trauma
• Diagnosis of female cancer - up to R100 000 on diagnosis of female cancers.
• Reconstructive surgery - up to R50 000 lump sum pay out for cancer-related reconstructive surgery
• Daily hospital benefit - of either R800 or R400 a day, payable from day one, for accidents or cancer-related hospitalisation
• Maternity bonus - of up to R4 000, which doubles should you have twins or triplets.
• Crime benefit - cover for accidental death or disability and hospitalisation increase by 50% if the incident is the result of a crime

Premiums start from as little as R40.16. 

Note:  

• Premiums exclude a R5.00 service fee
• Premiums include 20% commission, payable to Standard Bank Insurance Brokers
• Premiums are payable monthly by direct debit from your savings/current/credit card account.

Summary of benefits 

• Lump sum payout for Accidental Death.
• Accidental Disability (Permanent Total Disability with scale of benefits.)
• Lump sum payout of cancer related reconstructive surgery (payable once).
• Lump sum payout on the diagnosis of the following female cancers: breast, cervix, fallopian tubes, ovaries, uterus, vagina or vulva.
• Daily hospitalisation following accidents or cancer related illness payable from day one for up to 180 days.
• Maternity Benefit, this benefit doubles should you have twins or triplets.
• Crime Benefit - Cover for Accidental Death, Accidental Disability and Hospitalisation, increase with 50% if the incident is due to a crime.

Limitations

• Pre-existing conditions for the first 24 months
• HIV / Aids or Aids-related conditions
• Diabetes
• Epilepsy
• Suicide, attempted suicide or self-inflicted injury
• Any female-related cancer condition
• Drug or alcohol abuse
• A cancer condition diagnosed following any tests during the first 90 days of the policy.

Please note that this is a summary. The full terms, conditions and exclusions of cover are available in the policy document, contact us for further details.